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Steps to Refinancing Your Mortgage

Steps to Refinancing Your Mortgage

by Marco Abballe | Jun 18, 2021 | Blog, Economy, Homeownership, Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...
What’s the Difference Between a Hard & Soft Credit Check?

What’s the Difference Between a Hard & Soft Credit Check?

by Marco Abballe | Jun 4, 2021 | Blog, Homeownership, Mortgage

If you’re applying for a new credit card or even a job, taking out a loan or buying a new vehicle or home, a credit check will most likely be conducted to determine your creditworthiness. This helps determine if you’re dependable and able to pay back money you borrow....
Budget 2021 Reveals Little Change to Housing

Budget 2021 Reveals Little Change to Housing

by Marco Abballe | May 7, 2021 | Announcements, Blog, Economy, Finance, Mortgage

Labelled one of the most widely anticipated and important budgets of our time, Budget 2021, delivered on April 19th, lived up to its promise. The first budget in over two years and first since the outbreak of the global pandemic, Budget 2021: A Recovery Plan for Jobs,...
Interest Rate Predictions for 2021 — Crystal Ball Not Required

Interest Rate Predictions for 2021 — Crystal Ball Not Required

by Marco Abballe | Mar 5, 2021 | Blog, Economy, Mortgage

Economic and future forecasting typically involves the calculation and analysis of a number of key variables such as inflation, interest rates, consumer confidence and unemployment. In today’s unconventional and unpredictable environment, additional considerations are...
What are My Mortgage Rate Options?

What are My Mortgage Rate Options?

by Marco Abballe | Feb 5, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
What’s an Alternative Mortgage Lender?

What’s an Alternative Mortgage Lender?

by Marco Abballe | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs.   An...
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