Tax-Efficient Isn’t Always Mortgage-Efficient

Tax-Efficient Isn’t Always Mortgage-Efficient

Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
Home Equity: Not Just for Emergencies

Home Equity: Not Just for Emergencies

When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...
What First-Time Homebuyers Need to Know in 2025

What First-Time Homebuyers Need to Know in 2025

If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...