by Marco Abballe | Oct 7, 2023 | Blog
When buying a home, there’s much more to consider above and beyond your mortgage costs while taking overall affordability into account. Be sure to include closing costs in your budget because, in most cases, they can’t be rolled into your mortgage payments. ‘Closing...
by Marco Abballe | Sep 15, 2023 | Blog, Homeownership, Mortgage
Owning a home comes with a fair share of responsibilities, including maintenance and repairs. And, while some items on your to-do list can be tackled with a little DIY spirit, others are best left to the professionals. There are so many specialty renovation shows...
by Marco Abballe | Sep 1, 2023 | Blog, Mortgage
When mortgage qualification rules tighten up and/or interest rates rise, you may require a mortgage co-signer to qualify for the loan amount required to get you into your new home. Additionally, if you’re experiencing difficulty meeting traditional lender...
by Marco Abballe | Aug 18, 2023 | Blog, Finance, Mortgage
With all of the rate increases over the past year – following several years of historically low rates – many mortgage borrowers are concerned about increased mortgage payments, regardless of whether they’re currently in a fixed-rate or variable-rate mortgage. In many...
by Marco Abballe | Aug 4, 2023 | Blog, Mortgage
During the red-hot Canadian real estate market spurred by the pandemic where bidding wars were pretty much expected, it was virtually impossible to get an Offer to Purchase accepted that contained important conditions to protect the buyer when making among the largest...
by Marco Abballe | Jul 28, 2023 | Blog, Mortgage
A lot has changed since your last mortgage term began thanks to high inflation leading to increased interest rates – following years of historic lows. That’s why it’s important to review all options before your renewal date. Step one is to speak with your mortgage...
by Marco Abballe | Jul 7, 2023 | Blog, Homeownership, Mortgage
Looking to buy your first home? Saving up for your down payment can seem virtually impossible unless you have a plan in place. Fortunately, there are more savings options available today than ever before. There are three main savings accounts you can use to your...
by Marco Abballe | Jun 20, 2023 | Blog, Finance, Mortgage
As Canadian households grapple with mounting debt and rising interest rates, one area seems to be holding steady amidst the storm: mortgages. While credit cards and vehicle loans experience a worrisome increase in delinquency rates, mortgages have managed to maintain...
by Marco Abballe | Jun 2, 2023 | Blog, Finance, Mortgage
A lot can change over the course of your mortgage term – regardless of its length – including your income, debt load and interest rates, to name a few. That’s why it’s important to undergo a free annual mortgage checkup with your mortgage agent to ensure you’re saving...
by Marco Abballe | May 20, 2023 | Blog, Finance
If your credit has taken a hit due to missed or late payments, high debt levels, etc, there are things you can do to help repair it. The key is to start right away. The longer you leave it in disrepair, the worse your credit situation will become. And, as we know,...
