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What are my Options when Falling Behind on my Mortgage?

What are my Options when Falling Behind on my Mortgage?

by Marco Abballe | Jul 2, 2021 | Blog, Homeownership, Mortgage

If you’ve missed mortgage payments or you’re anticipating difficulties moving forward, you should always deal with this as early as possible. Periods of financial difficulty are not uncommon and there are several options available to avoid an ultimate foreclosure. ...
Steps to Refinancing Your Mortgage

Steps to Refinancing Your Mortgage

by Marco Abballe | Jun 18, 2021 | Blog, Economy, Homeownership, Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...
What’s the Difference Between a Hard & Soft Credit Check?

What’s the Difference Between a Hard & Soft Credit Check?

by Marco Abballe | Jun 4, 2021 | Blog, Homeownership, Mortgage

If you’re applying for a new credit card or even a job, taking out a loan or buying a new vehicle or home, a credit check will most likely be conducted to determine your creditworthiness. This helps determine if you’re dependable and able to pay back money you borrow....
Mortgage Preapproval doesn’t Guarantee Final Approval

Mortgage Preapproval doesn’t Guarantee Final Approval

by Marco Abballe | May 21, 2021 | Blog, Economy, Finance, Homeownership

In today’s unconventional housing market, where inventory is low, coMortgage Preapproval doesn’t Guarantee Final Approvalmore important. In the face of multiple offers and fast-paced decisions, having a preapproval in hand provides better leverage with sellers,...
Budget 2021 Reveals Little Change to Housing

Budget 2021 Reveals Little Change to Housing

by Marco Abballe | May 7, 2021 | Announcements, Blog, Economy, Finance, Mortgage

Labelled one of the most widely anticipated and important budgets of our time, Budget 2021, delivered on April 19th, lived up to its promise. The first budget in over two years and first since the outbreak of the global pandemic, Budget 2021: A Recovery Plan for Jobs,...
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