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Are You Ready to Buy Your First Home?

Are You Ready to Buy Your First Home?

by Marco Abballe | May 15, 2020 | Blog, Homeownership, Mortgage

Am I ready now? How will I even know when I’m ready? Buying your first home is exciting and scary all at the same time. Much like other major milestones, such as getting married and starting a family, there’s really no such thing as being completely ready. But when...
Why’s Your Debt-to-Income Ratio Important?

Why’s Your Debt-to-Income Ratio Important?

by Marco Abballe | May 8, 2020 | Blog, Homeownership, Mortgage

A debt-to-income ratio (DTI) is a comparison of your monthly debt payments versus your monthly income. Lenders use this formula to determine how well you manage your monthly debt and your likeliness of repaying a loan. Debt obligations refer to such things as credit...

Making the Most of Being Housebound

by Marco Abballe | May 1, 2020 | Blog, Finance, Homeownership, Mortgage

As the COVID-19 pandemic continues to keep us focused on physical distancing, it’s often difficult to perceive anything good from its existence. But, a few silver linings have emerged. As our world is changing, possibly forever, people are finding new and creative...
Tax Deadline Extended. But Should You Wait?

Tax Deadline Extended. But Should You Wait?

by Marco Abballe | Apr 10, 2020 | Blog, Economy, Homeownership, Mortgage

As part of the ongoing effort to assist Canadians facing negative financial effects from COVID-19, the federal government has granted an extension for filing your taxes.    The due date for personal tax filing has been extended from April 1st to June 1st, 2020,...
What’s a Mortgage Payment Deferral?

What’s a Mortgage Payment Deferral?

by Marco Abballe | Apr 3, 2020 | Blog, Economy, Finance, Mortgage

It’s a harsh reality that COVID-19 has left many people facing significant financial hardship. In an effort to alleviate some of this burden, the government is working at all levels to provide relief measures to assist those who are most vulnerable.    Many...
Financial Relief Measures in the Wake of COVID-19

Financial Relief Measures in the Wake of COVID-19

by Marco Abballe | Mar 27, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

Over the past few weeks, the world as we know it has been changing at a rapid pace. Phrases like ‘self-isolation’, ‘social distancing’ and ‘flattening the curve’ have become a part of our daily lingo. We’re being asked to stay home, schools and attractions are closed,...
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Recent Posts

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  • Tax-Efficient Isn’t Always Mortgage-Efficient

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