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When Does it Make Sense to Refinance Your Mortgage?

When Does it Make Sense to Refinance Your Mortgage?

by Marco Abballe | May 22, 2020 | Blog, Finance, Homeownership

There are a number of reasons why refinancing your mortgage before your current term is up makes good financial sense. The most popular ones include taking advantage of lower rates or using your home equity to consolidate debt, fund renovations, ease cashflow or even...
Are You Ready to Buy Your First Home?

Are You Ready to Buy Your First Home?

by Marco Abballe | May 15, 2020 | Blog, Homeownership, Mortgage

Am I ready now? How will I even know when I’m ready? Buying your first home is exciting and scary all at the same time. Much like other major milestones, such as getting married and starting a family, there’s really no such thing as being completely ready. But when...
Why’s Your Debt-to-Income Ratio Important?

Why’s Your Debt-to-Income Ratio Important?

by Marco Abballe | May 8, 2020 | Blog, Homeownership, Mortgage

A debt-to-income ratio (DTI) is a comparison of your monthly debt payments versus your monthly income. Lenders use this formula to determine how well you manage your monthly debt and your likeliness of repaying a loan. Debt obligations refer to such things as credit...

Making the Most of Being Housebound

by Marco Abballe | May 1, 2020 | Blog, Finance, Homeownership, Mortgage

As the COVID-19 pandemic continues to keep us focused on physical distancing, it’s often difficult to perceive anything good from its existence. But, a few silver linings have emerged. As our world is changing, possibly forever, people are finding new and creative...
Protect Yourself – Fraud is at an All-Time High

Protect Yourself – Fraud is at an All-Time High

by Marco Abballe | Apr 24, 2020 | Blog, Economy, Homeownership

In addition to coping with the very real and serious threat to our health and wellbeing thanks to COVID-19, we’re now also facing the added stress of protecting ourselves against fraudulent schemes related to the pandemic.   Deceptive practices tend to transpire...
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