Wondering How Your Mortgage Payment is Divided?

Wondering How Your Mortgage Payment is Divided?

Many homeowners are surprised when they first learn how their mortgage payments are allocated. If you’ve been paying your mortgage for a few years, you may assume that each payment is steadily chipping away at your principal balance. In reality, during the early years...
Tax-Efficient Isn’t Always Mortgage-Efficient

Tax-Efficient Isn’t Always Mortgage-Efficient

Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...